Types of plans offered:

HMO: Health Maintenance Organization
An HMO will sometimes require a referral depending on the plan and does not have an out of network benefit.

POS: Point of Service
A POS plan has an out of network benefit but generally has the same in network benefits as its HMO counterpart.

PPO: Preferred Provider Organization
A PPO has an in and out of network benefit and may also be national. The network is usually larger than an HMO or POS product.

HSA: Health Savings Account
An HSA is a high deductible plan where the member generally pays for all services out of pocket until they meet their specified deductible. This plan is a tax exempt account where all funds grow to pay for qualified medical expenses.

Carriers we are appointed with currently:
Humana
Aetna
UnitedHealthcare
Neighborhood Health
BCBS/Health Options
AvMed
Safeguard
Delta Dental
Guardian
Golden Rule
Vista

VSP (Vision Plan Services)
CompBenefits
Lincoln National
AIG Life
Berkshire Life
John Hancock Life
American Heritage Life
Florida Combined Life
Aetna Life